Cleaning Up My Finances

About Me

Cleaning Up My Finances

About six months ago, I could tell that I needed help. It seemed like no matter how hard I tried, I couldn't get my finances in order. I was spending way more than I earned each and every month, and it was absolutely devastating to my pocketbook. One day, I realized that all of my credit cards were maxed out, and that I was past due on my rent. I knew that I was going to get kicked out of my apartment for not paying, and so I started exploring the possibility of borrowing money from a lender. Long story short, my credit was in terrible condition, and I ended up declaring bankruptcy to make things right. Check out this blog to learn more about cleaning up your finances.

Understanding the Critical Role of a Bankruptcy Lawyer

Navigating through financial difficulties can be challenging, and in some cases, declaring bankruptcy may be the most viable option. In this complex process, a bankruptcy lawyer's role is indispensable. They offer invaluable guidance, ensuring that clients understand the implications and navigate the legal intricacies with ease. The Role of a Bankruptcy Lawyer A bankruptcy lawyer is a professional who assists individuals or businesses going through financial hardship. Their expertise lies in understanding bankruptcy laws and procedures, enabling them to guide their clients through the legal maze. Read More 

Need To Move During Bankruptcy? 3 Options And How To Succeed

A bankruptcy cast can take as little as a few months or as long as five years or more. During that time, some elements of your life are placed on hold as you recover from past financial problems.  However, not everything can be put off until your case is completed. For instance, you may need to move out of state for work, family reasons, downsizing, or other avoidable reasons. How can you manage your bankruptcy case even as you relocate? Read More 

Are You Eligible For Chapter 7 Bankruptcy? Let’s Discuss!

A lot of people find themselves in the position of not being able to stay financially afloat after a big change in their life. Maybe you lost your job and it took a while it get another one. You might have taken a pay cut. There might have been a medical problem that you or a loved one faced, causing you to take time off of work. You might have recently found yourself divorced and you have a single-income household now. Read More 

Can Anyone File For Bankruptcy?

Yes, you can file for bankruptcy, but there is more to it than just filing a bankruptcy petition. It is a difficult process that will have long-term financial implications. Therefore, consider talking to a bankruptcy attorney before you file for bankruptcy.  Here is why you need to consult a bankruptcy attorney. It's Cheaper  Consulting a bankruptcy attorney isn't free, as you will need to pay a retainer and an hourly fee. Read More 

5 Reasons To Choose Chapter 13 Bankruptcy Instead Of Liquidation

When most Americans think of bankruptcy, they envision the liquidation of assets and full discharge of relevant debts. And certainly this type of bankruptcy — known as Chapter 7 — is the best route in many situations. But don't overlook the value of Chapter 13 bankruptcy. Repayment plans through Chapter 13 can provide many benefits for many debtors. Here are five reasons to opt for it. 1. You Still Get Protection. Read More