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Cleaning Up My Finances


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Cleaning Up My Finances

About six months ago, I could tell that I needed help. It seemed like no matter how hard I tried, I couldn't get my finances in order. I was spending way more than I earned each and every month, and it was absolutely devastating to my pocketbook. One day, I realized that all of my credit cards were maxed out, and that I was past due on my rent. I knew that I was going to get kicked out of my apartment for not paying, and so I started exploring the possibility of borrowing money from a lender. Long story short, my credit was in terrible condition, and I ended up declaring bankruptcy to make things right. Check out this blog to learn more about cleaning up your finances.

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Can Anyone File For Bankruptcy?

Yes, you can file for bankruptcy, but there is more to it than just filing a bankruptcy petition. It is a difficult process that will have long-term financial implications. Therefore, consider talking to a bankruptcy attorney before you file for bankruptcy.  Here is why you need to consult a bankruptcy attorney. It's Cheaper  Consulting a bankruptcy attorney isn't free, as you will need to pay a retainer and an hourly fee. Read More 

5 Reasons To Choose Chapter 13 Bankruptcy Instead Of Liquidation

When most Americans think of bankruptcy, they envision the liquidation of assets and full discharge of relevant debts. And certainly this type of bankruptcy — known as Chapter 7 — is the best route in many situations. But don't overlook the value of Chapter 13 bankruptcy. Repayment plans through Chapter 13 can provide many benefits for many debtors. Here are five reasons to opt for it. 1. You Still Get Protection. Read More 

5 Tips To Find Success In Your Chapter 13 Bankruptcy

Do you want to seek bankruptcy relief through Chapter 13? This chapter of the bankruptcy code allows debtors to keep some or all of their assets and work out more amenable payment plans. But Chapter 13 can be tricky for debtors to successfully complete. How can you help ensure that your case is one of the successes? Here are five tips anyone can put into practice. 1. Work With a Good Attorney Read More 

How Filing Chapter 13 Bankruptcy Law Can Benefit You

Living in a sea of debt is enough to make anyone feel like they don't know what to do. The bills come in like clockwork and no matter how hard you work it starts to feel like you will never get ahead. What if there was a solution that was so close that you just couldn't put your finger on it? Filing for bankruptcy can help you start fresh and get into a position that propels you ahead. Read More 

Three Common Questions About Bankruptcy

The process of using bankruptcy can be quite confusing, especially if you've never gone through it before. While bankruptcy is useful for giving you a fresh financial start, you likely have questions about what will happen before you get started. Here are three common questions that people often have when thinking about filing for bankruptcy. What Is The Filing Process Like? Using bankruptcy is not as simple as making the decisions and filling out the proper forms. Read More